Changes vs. v1.0 (September 25, 2025): Section 2 updated to list RebelFi as a third-party service provider; new Section 2b added covering the Earn / Rendimiento feature.
1) What we are
Rampa is a non-custodial, self-custody wallet application that lets users create and use crypto wallets on supported networks (currently including Solana) using MPC via Para. Users control their keys; Lafitech cannot move funds or sign on a user’s behalf.
2) Third-party services (not operated by us)
Certain features rely on independent providers with their own terms/privacy:
• Fiat on/off-ramp: Transak (and its regulated partners) for SEPA and card payments.
• Card program (planned/optional): Issued by a licensed issuer/EMI; funds are held by the issuer, not Lafitech.
• DEX routing: Jupiter for swaps/token purchases.
• MPC/key infrastructure: Para.
• Blockchain analytics: A third-party provider (e.g., TRM Labs or Chainalysis) for sanctions/exposure screening.
• RPC infrastructure: Triton.
• Earn / Yield feature: RebelFi (rebelfi.io) — see Section 2b below.
When you use these services, their terms and privacy notices apply in addition to these Terms.
2b) Earn / Rendimiento — Yield feature (NEW)
Rampa offers an optional Earn / Rendimiento feature that allows you to put your USDC balance to work and earn a variable annual yield. This feature is powered by RebelFi (rebelfi.io), an independent DeFi infrastructure provider.
How It Works
When you deposit to Earn, your USDC is allocated by RebelFi into DeFi liquidity protocols on your behalf. Rampa acts as an access layer; it does not itself custody or invest the funds.
Yield rate
• The current Annual Percentage Yield (APY) is approximately 3–6% per year, as displayed in the app.
• The rate is variable and may change at any time depending on market conditions in the underlying DeFi protocols.
• Past yield is not a guarantee of future yield.
Deposits and withdrawals
• You can deposit USDC to Earn and withdraw back to your main wallet at any time.
• There are no mandatory lock-up periods. Processing times may vary based on network and protocol conditions.
Risks
Earn involves DeFi risk in addition to the general crypto risk disclosed in Section 7. Specific risks include:
• Smart contract risk: Vulnerabilities in underlying protocols managed by RebelFi.
• Counterparty risk: Dependency on the continued operation and solvency of RebelFi.
• Market risk: Yield may fall to zero or the underlying protocol may suffer impermanent loss.
• Regulatory risk: Changes in DeFi regulation may affect availability of this feature.
Lafitech is not liable for losses arising from the above risks. Your decision to use Earn is your own. This is not investment advice.
RebelFi’s own terms
By using Earn, you also agree to RebelFi’s own terms of service and privacy policy, available at rebelfi.io. Rampa is not responsible for RebelFi’s platform or policies.
Eligibility
Access to Earn may be restricted by jurisdiction. We reserve the right to limit or suspend this feature in any territory without prior notice, to comply with applicable law or partner requirements.
3) Eligibility & compliance
You may use Rampa only if you:
Are 18+ and legally able to form a contract;
Are not subject to sanctions or prohibited by law;
Access the app from a permitted jurisdiction. We may geo-block or restrict features to comply with law and partner requirements.
4) Your responsibilities (self-custody)
You are solely responsible for securing your devices, recovery factors, and authorizing transactions.
Transactions are irreversible once signed on-chain. Review carefully before you sign.
You must not use the app for illegal activity, sanctions evasion, or rights infringement.
5) Fees and pricing
We aim to disclose fees clearly before you commit:
Transak on/off-ramp: Transak’s base fee applies. We add a transparent 0.50% partner markup on on/off-ramp orders started in the app.
DEX routing fee (Jupiter): A transparent on-chain platform fee (currently 0.30%) may apply to swaps.
Earn / Rendimiento: Lafitech does not charge an additional fee for using the Earn feature. RebelFi may retain a spread on the underlying yield. The APY shown in the app is your net rate.
Optional on-chain service fees: For certain value-add features, we may present a small on-chain fee for your approval.
Card program fees (if you opt in): Set and disclosed by the issuer/EMI.
Network fees (e.g., gas) and third-party spreads/fees may apply independently.
6) No custody; no financial/investment advice
We do not provide custody, investment advice, portfolio recommendations, tax advice, or legal advice. Any asset listings, prices, yields, or labels are informational and not endorsements.
7) Risk notice
Crypto assets are volatile and may lose value. Smart contracts, protocols, bridges, stablecoins, or tokenized assets (including stocks/ETFs-themed tokens) can fail or de-peg. You accept these risks and confirm you have done your own research. Additional DeFi risks apply when using the Earn feature (see Section 2b).
8) Prohibited conduct
You agree not to:
Violate laws or sanctions;
Interfere with or misuse the app;
Infringe intellectual property or privacy rights;
Attempt to bypass geo-restrictions or security controls.
We may suspend or terminate access for violations.
9) Intellectual property
The app, website, logos, and content are owned by Lafitech or our licensors. You receive a limited, revocable license to use the app as provided and per these Terms.
10) "As is" and limitation of liability
The app is provided "as is" without warranties. To the maximum extent permitted by law, Lafitech disclaims all implied warranties and is not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or lost profits, even if advised of the possibility. Our aggregate liability for direct damages will not exceed €100 or the amount you paid to us in the 3 months preceding the claim, whichever is greater.
11) Changes to the service or these Terms
We may update or change features and these Terms. If changes are material, we will provide notice (e.g., in-app or on our website). Your continued use after the effective date constitutes acceptance.
12) Governing law & venue
We may update or change features and these Terms. If changes are material, we will provide notice (e.g., in-app or on our website). Your continued use after the effective date constitutes acceptance.
13) Contact
Questions? Contact us at hello@rampa.cash